Privacy Policy

Introduction

Welcome to https://rci-financial-services-car-finance.dreamdwellings.net! We, Rci Financial Services Car Finance (hereafter referred to as “the Company,” “we,” or “our”), are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and protection of data in adherence to various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
The General Data Protection Regulation (GDPR) of the European Union (EU)
Brazil’s General Data Protection Law (LGPD)
California’s Consumer Privacy Act (CCPA/CPRA)
Colorado’s Consumer Protection Act (CPA)
Utah’s User Choice and Control Act (UCPA)
Connecticut’s Connectict Consumer Data Privacy Act (CTDPA)
Virginia’s Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to: our website at https://rci-financial-services-car-finance.dreamdwellings.net, mobile applications, online services, and products offered under the Rci Financial Services Car Finance brand. Please note that this Privacy Policy does not cover third-party platforms or services accessed through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This policy details how your personal information is handled when:

You use our applications and services, becoming an authorized user.
You visit websites linked to this Privacy Policy.
You engage with us through communications like newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect several types of personal information to enhance your experience and provide our services:

Account Information: Details related to your user account, including username, password, and profile settings.
Payment Information: Cardholder data for processing payments, such as credit card numbers, expiration dates, and CVV codes.
Financial Information: Data about your financial status, investment choices, and transaction history.
Purchase Information: Details of products or services you’ve purchased from us, including quantities, prices, and delivery addresses.
Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP address, device ID, and location data.
Location Data: Your geographical location information when you interact with our services.
Feedback: Personal comments or reviews you provide to improve our products and services.
Social Media Information: Data from social media platforms when users choose to connect their accounts for seamless services.
Product Information: Preferences, interests, and interactions with our marketing materials to personalize your experience.

We obtain this data through direct user input, automated systems, and partnerships with third parties who provide us with aggregated or de-identified information.

Cookies

We use cookies to enhance your browsing experience and gather analytics:

Strictly Necessary Cookies: These are essential for the basic functionality of our website and services. They ensure secure access, enable form submissions, and maintain user sessions.
Preference Cookies: Used to remember user preferences, such as language settings or display choices.
Analytics Cookies: Track user behavior on our sites to provide insights into site performance and improve user experience.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data only for as long as necessary or required by law. Once the purpose of data collection is fulfilled, we either delete or anonymize it to protect your privacy. This process ensures that your information is not retained beyond its intended use.

Security Measures

The security of your personal data is a top priority. We employ robust organizational and technical safeguards, including:

Encryption to protect data during transmission and storage.
Access controls to restrict unauthorized personnel from accessing sensitive information.
Regular security audits and updates to our systems to prevent data breaches.
Training for employees on data protection best practices.

Children’s Privacy

We do not intentionally collect or store personal information from children under the age of 18. If you are a parent or guardian and believe we have collected such data by mistake, please contact us using the details provided below, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data:

Access: The right to request access to the personal information we hold about you.
Rectification: Requesting corrections if your data is inaccurate or incomplete.
Erasure (Right to be Forgotten): Asking for the deletion of your data where there is no valid reason for its continued processing.
Restriction: Limiting our use of your data in certain circumstances.
Portability: Obtaining a copy of your data in a portable format, transferable to another controller.
Objection: Objecting to the processing of your data for specific or all purposes.
Non-Discrimination: Ensure no adverse decisions are made solely based on automated processing of personal data.

To exercise these rights or have any data-related inquiries, please contact our Data Protection Officer at [email protected] or write to us at:

Rci Financial Services Car Finance
Data Privacy Team
123 Main Street, City, Country

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any modifications will be posted on this page with a revised effective date. We encourage you to review this policy periodically for the latest information.

Contact Information

For any questions, comments, requests for access, or unsubscribe inquiries, please contact us at:

Email: [email protected]
Mail: Rci Financial Services Car Finance, Privacy Team, 123 Main Street, City, Country